How does a payment gateway work?

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How it works

The bridge between store and bank

A payment gateway is the service that securely transmits payment data from your e-commerce site to the bank or card network and returns the outcome of the transaction. The customer pays at checkout and the store receives confirmation to proceed with the order.

In our Magento e-commerce sites the gateway is integrated into the purchase flow, with active SSL certificates. We are an agency in Cantù, in the province of Como, and we develop online stores for companies in Como, Brianza, Milan and Lugano.

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The customer pays

They enter their details at checkout, on a protected page.

The gateway verifies

The data travels encrypted to the bank or card network for authorisation.

The order continues

The outcome returns to the store and the order moves on to the management system.

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Contact

Let's choose the right gateway together

We help you assess the options and integrate them into your store, from our studio in Cantù.

Contact us
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To integrate PayPal and credit cards, the providers' services are connected to the store through modules or APIs, credentials are configured and orders are tested before going live. We do it on your Magento store, from Cantù for companies in Como, Brianza, Milan and Lugano.

3D Secure strong authentication is the procedure by which the bank verifies the identity of someone paying online by card, for example with a code or an app confirmation. We include it in the checkouts we develop in Cantù for companies in Como, Brianza, Milan and Lugano.

Instalment payments are offered by connecting a financial partner's service to the checkout: the customer chooses to pay in instalments and the store is paid under the provider's terms. We assess the right solution with companies in Brianza and Como, from our Cantù office.

PCI DSS compliance is the set of requirements from the payment card networks to protect card data. By entrusting payments to an external gateway, as we do from Cantù for companies in Como, Brianza, Milan and Lugano, what the store holds is reduced; the level of compliance should be checked with your own consultant or provider.

To recover abandoned carts, you work out why users do not complete the order, simplify the checkout and send a timely email reminder. Unexpected costs, mandatory registration and few payment methods are frequent causes, including in online stores in Como and Brianza.

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